Workers’ Compensation Insurance in Dallas, TX

Workers’ Compensation is Assurance for Employer & Employee Alike

If you’re a business owner, it’s important to have the appropriate insurance protection in place if an employee is injured on the job. Trying to obtain workers’ compensation coverage after the fact simply will not work. In other words, you need to be covered in advance. That’s exactly what a proper workers’ compensation policy does: It ensures that an injured worker's medical and financial needs are taken care of when accidents happen.

What is Workers’ Comp? Who Needs It?

Workers’ compensation insurance spreads and shifts the risk for on-the-job employee injuries from employers to insurance providers. Doing so protects your business from work-related claims and legal exposure. Business owners can breathe easier knowing employees will be properly cared for if an accident happens without posing a threat to the company’s profitability or its solvency.

And workers’ compensation provides reimbursement regardless of who’s at fault for an on-the-job injury. If the injury occurs during the normal scope of normal job duties, workers’ compensation will pay all applicable benefits.

A construction worker or foreman at a construction site observing the progress of construction job or project with copy space

What Does Workers’ Compensation Cover?

Workers’ Compensation covers several expenses related to a worker's recovery from an on-the-job incident:

Lost-time payments
Medical care reimbursement
Rehabilitative services payments
Clothing
Furniture
Appliances

When Should I carry Workers’ Compensation Insurance?

In terms of required coverage, Texas workers’ compensation law provides business owners with greater flexibility compared to other states. However, even if you're not legally required to carry workers’ compensation, Schlehuber Insurance Agency recommends it. If an employee sustains an on-the-job injury, responsibility for related medical payments and lost wages will ultimately fall on you, the business owner.

For more information regarding Texas Workers’ Compensation, you can visit: http://www.tdi.texas.gov/wc/employer/index.html.

Contact Schlehuber Insurance Agency for a Free Workers’ Compensation Insurance Quote

What coverages do you need for your farm or ranch operation? Not sure? Interested in exploring your options? If you’ve got questions about farm and ranch coverage, we’ve got the answers you need to make informed policy decisions!

If you’re ready to see how much you could save on Texas farm and ranch insurance, call Schlehuber Insurance Agency today at (972) 271-0444! For a free online farm and ranch insurance quote, fill out our online quote form on our contact page!

SOSCol

We're committed to providing quality insurance services, and building long term relationships with our clients.

9400 N US 75-Central Expy 1000 Ste 903
Dallas, TX 75231
(972) 271-0444
Mon-Fri: 9AM - 5:30PM
Sat-Sun: Closed
Scroll to Top